PERSONAL LOANS
A joint owner of a Share Savings, Money Manger or CD may not borrow against the owner’s account.
Borrow without worry. Deposit secured loan rates are lower than traditional loans because we hold the collateral . You can use your e Share Savings, Money Manager Money Market account or Certificate of Deposit as collateral for a deposit secured loan. Certain accounts may not be used as collateral:
CORPORATE
An adult custodian on a Custodial Account may not borrow against the primary owner’s account.
REMEMBER: If you use your Share Savings account as collateral, allow $1000 extra to remain on deposit to maintain your membership.
CONVINIENCE
- Transfer funds from your checking account to your loan account via Online.
- Have your payment automatically deducted from your checking account.
- Mail your payment with the loan payment coupons we provided